Microfinance LMS for Centers, Groups & Field Collections

Centers, groups, member loans, and the collection sheet a field officer can close before leaving the meeting.

Who this page is for: MFIs, NGO programmes, and cooperatives whose collection happens in the field. Individual branch loans are the Loan Management System. Near Cuddalore? We demo at our Koothappakkam office, in Tamil or English. Buyer’s checklist: loan & microfinance LMS guide.

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Overview

Microfinance lending the way field teams work

in few words...

Most programmes still split the book: a center register, a paper collection sheet, and an office spreadsheet that never quite matches. The overdue list is whoever remembered. That is fine until a review meeting asks which center slipped, and nobody can open one sheet and answer.

Microfinance LMS keeps members, loan cycles, and meeting-day collections on one account structure. A field officer sees who is due today and posts the collection before the group disperses. Portfolio at risk and overdue sit above the center, so a supervisor sees which routes need attention.

This is not a consumer instant-loan app. Individual branch loans belong in the Loan Management System. Unique interest, penalty, or group rules are custom software, not a bent product.

What you get

Built for the center meeting

Centers and groups

Organise members the way your field map already works: center, group, member, and the officer who visits.

Loan cycles

Track each member loan, installment, and cycle so a repeat loan does not overwrite the previous one.

Field collections

Record meeting-day receipts against dues. The sheet the officer carries and the book in the office stay the same list.

Overdue and PAR

See overdue and portfolio quality by center or officer, not only as a company-wide total.

Due list for today

The officer opens who is due at this meeting, posts the receipt, and leaves with the same list the office will see.

Supervisor routes

Overdue sits above the center, so a supervisor sees which routes need attention without rebuilding a sheet.

The demo

Bring one center sheet. Leave with a decision.

We do not walk a generic MFI. We map your collection sheet onto the system so you can see dues, receipts, and overdue on your programme, then quote, or say this should be custom.

Send a sample

One center’s collection sheet, how overdue is chased in the field, and any group or meeting rule that is not a standard joint-liability meeting.

We map it

Center, members, dues, and receipts lined up on one sheet. No setup required on your side to see it.

You decide fit

If the product covers the programme, we quote configuration. If a rule is unique, we say so.

Configure & train

We match the centers and meeting rules you already run, then train the officers who actually post collections.

fit.md FIT

Who this is for, and who should look elsewhere

Microfinance institutions, NGO lending programmes, and cooperatives whose collection happens in the field. Joint-liability groups and center meetings fit when the morning starts with a center sheet, not with who missed an EMI at a branch counter.

Not this product: a consumer instant-loan app; a desk that originates individual loans and collects on a schedule (that is the Loan Management System); a full core-banking suite; or a programme whose interest, penalty, or group rules are unique (that is custom software).

pick.md PICK

Pick the book, then the product

Buying both “to be safe” usually means neither book is set up. Use this table, then book the demo that matches how you lend today.

	Loan Management System	Microfinance LMS	Custom software
Morning starts with	Applications, disbursement, who missed an EMI	A center, a group, what the field agent collected	A rule the ready products were not built for
The record	Borrower, facility, installment, receipt	Center, members, meeting-day collection	Whatever the brief actually is
Demo with	One real EMI schedule	One center’s collection sheet	The unusual interest, penalty, or product rule

Request a demo Read the buyer’s guide

FAQ

Questions buyers actually ask

Can officers collect offline?

We scope connectivity with you. Many teams record at the meeting and sync when they are back in range. The exact mode is part of setup.

Do you support joint liability groups?

Yes. Groups and centers are part of the product. We match the liability and meeting rules you already run.

How is this different from the Loan Management System?

The LMS is branch-and-schedule lending: applications, EMI, collections, borrower ledgers. Microfinance LMS adds centers, groups, and field collection as the daily workflow. See the Loan Management System.

Is this a consumer loan app?

No. This product is for MFIs, NGO programmes, and cooperatives. It is not an instant-loan app for consumers.

What should we bring to a demo?

One center’s collection sheet, how overdue is chased in the field, and any group or meeting rule that is not a standard joint-liability meeting.

When is it custom software instead?

When interest, penalty, or group rules are unique to your programme. That is custom software, not a ready LMS.

Do you handle core banking?

This product manages the loan book and field collections. It is not a full core-banking suite. We scope integrations during discovery.

In this family

Also in finance

Loan Management System

Origination, schedules, collections, and borrower ledgers for lending desks and NBFCs.

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LMS in Cuddalore

Same loan book, local demo at our Koothappakkam office, training in Tamil or English.

Explore →

Send us one center’s collection sheet

We’ll show the officer’s field sheet and the office book side by side, from that one example, then quote configuration, or tell you it should be custom. No setup required to see it.

Request a demo