Desk EMIs and field collections are different books. Pick the product that matches how you lend today, then demo on one schedule or one center sheet.
Who this page is for: NBFCs, lending desks, MFIs, cooperatives, and NGO programmes choosing between a branch LMS and a field LMS. Buyer’s checklist: loan & microfinance LMS guide.
Overview
Buying both “to be safe” usually means neither book is set up. If the morning starts with applications, disbursement, and who missed an EMI, open the Loan Management System. Cuddalore and nearby desks can start on the local LMS page.
If it starts with a center, a group, and what the field agent collected, open the Microfinance LMS. Unique interest, penalty, or group rules are custom software, not a bent product. Neither is a consumer instant-loan app, and neither is a core-banking suite.
Pick one
Origination, EMI schedules, collections, and borrower ledgers. Demo on one real schedule.
Explore →Centers, groups, field collections, and loan cycles. Demo on one center’s collection sheet.
Explore →Same loan book, local demo at our Koothappakkam office, training in Tamil or English.
Explore →The demo
We do not walk a generic loan. Send a sample EMI schedule or one center’s collection sheet. We map it so you can see dues and receipts on your book, then quote, or say this should be custom.
Desk EMIs go to the Loan Management System. Center meetings go to the Microfinance LMS. Unsure? Tell us how the morning starts.
One real EMI schedule, or one center’s collection sheet, plus any interest, penalty, or group rule that is not standard.
Dues and receipts lined up on one account or one center sheet. No setup required on your side to see it.
If the product covers the book, we quote configuration. If a rule is unique, we say so, and point to custom software.
Use this table, then book the demo that matches how you lend today.
| Loan Management System | Microfinance LMS | Custom software | |
|---|---|---|---|
| Morning starts with | Applications, disbursement, who missed an EMI | A center, a group, what the field agent collected | A rule the ready products were not built for |
| The record | Borrower, facility, installment, receipt | Center, members, meeting-day collection | Whatever the brief actually is |
| Demo with | One real EMI schedule | One center’s collection sheet | The unusual interest, penalty, or product rule |
NBFCs, lending desks, cooperatives, chit and finance companies, MFIs, and NGO programmes that need the loan book and collections in one place instead of Excel trackers.
Not these products: a consumer instant-loan app; a full core-banking suite; or a book whose interest, penalty, or group rules are unique (that is custom software).
FAQ
If the morning starts with applications, disbursement, and who missed an EMI, start with the Loan Management System. If it starts with a center, a group, and what the field agent collected, start with the Microfinance LMS.
They are separate products with a shared approach to schedules and collections. We recommend the one that matches how you lend today. Buying both to be safe usually means neither book is set up.
No. These products are for NBFCs, lending desks, MFIs, cooperatives, and NGO programmes. They are not instant-loan apps for consumers.
A sample EMI schedule for the lending desk, or one center’s collection sheet for microfinance. Also how overdue is chased, and any interest or penalty rule that is not a standard reducing balance.
When interest, penalty, or group rules are unique to your book. That is custom software, not a ready LMS.
These products manage the loan book and collections. They are not a full core-banking suite. We scope integrations during discovery.
We’ll point you at the Loan Management System, the Microfinance LMS, or a custom scope, not a generic pitch. No setup required to see it.
Request a demo